Relocating to a new city is exciting — but it can also feel overwhelming. If you're considering a move to Texarkana, Texas or Texarkana, Arkansas, there are a few unique things you should understand before buying a home.

Texarkana isn’t just another city. It’s one community split between two states — and that matters more than you might think.

Here’s what out-of-state buyers need to know.

1. Texarkana Is in Two States

Texarkana sits directly on the state line between Texas and Arkansas. In fact, you can literally stand with one foot in each state.

Why this matters:

• Property taxes differ between Texas and Arkansas

• State income tax rules are different

• Real estate contracts are different

• Disclosure requirements vary

• School districts depend on which side you live on

Buying on the Texas side is not the same as buying on the Arkansas side. Having an agent experienced in both markets makes a big difference.

2. Cost of Living Is Lower Than Most Major Cities

Compared to Dallas, Houston, Little Rock, or most out-of-state metro areas, Texarkana offers:

• More square footage for your money

• Larger lots

• Lower property taxes (depending on side)

• Less traffic and congestion

Many relocating buyers are surprised by what their budget can buy here.

3. The Pace of Life Is Different (In a Good Way)

Texarkana offers:

• Short commute times

• Strong sense of community

• Local events and family-centered living

• Easy access to lakes, outdoor recreation, and regional travel

If you're coming from a large metropolitan area, expect a slower pace — and less stress.

4. Neighborhoods Matter More Than Zip Codes

Texarkana has a variety of neighborhood styles:

• Established neighborhoods with mature trees

• Newer construction subdivisions

• Rural properties with acreage

• Homes near schools and shopping

Because it’s a smaller market, understanding neighborhood reputation and growth patterns is important. This is where local knowledge really counts.

5. Inventory Can Move Quickly

Texarkana is not a massive housing market. When a well-priced home hits the market, especially in desirable areas, it can move quickly.

Out-of-state buyers should:

• Get pre-approved before traveling

• Be prepared to make strong offers

• Consider virtual tours before arriving

• Work with a local agent who can preview homes

Planning ahead makes the process smooth.

6. Relocation Logistics Take Planning

If you're moving from out of state, consider:

• Utility setup timing

• Insurance differences between states

• Homestead exemptions

• Closing timelines if you are selling elsewhere

A local agent can coordinate with lenders, inspectors, and title companies so you don’t feel like you’re juggling everything from a distance.

7. Why Working With a Local Expert Matters

Buying in Texarkana isn’t just about finding a house. It’s about understanding:

• Texas vs Arkansas regulations

• Local pricing trends

• School district lines

• Future development patterns

Raffaelli Realtors serves buyers across Texarkana, TX and Texarkana, AR, helping relocating clients make informed, confident decisions.

Whether you're moving for work, family, retirement, or a lifestyle change, we guide you from first showing to closing — and beyond.

Thinking About Moving to Texarkana?

If you're relocating from out of state and want honest guidance about neighborhoods, pricing, and which side of the state line fits your goals, we’re here to help.

📞 Call or text 903-794-2222
Serving Texarkana, Texas & Texarkana, Arkansas

Let’s make your move smooth, strategic, and successful.

Frequently Asked Questions About Relocating to Texarkana

Is it better to live on the Texas or Arkansas side of Texarkana?
It depends on your financial situation and long-term goals. Texas has no state income tax, while Arkansas often has lower property taxes. Neighborhood preference also plays a big role.

What is the cost of living in Texarkana?
The cost of living in Texarkana is generally lower than most major metro areas, particularly when it comes to housing, commute times, and overall daily expenses.

How competitive is the Texarkana housing market?
Well-priced homes in desirable neighborhoods can move quickly. Buyers relocating to Texarkana should consider getting pre-approved and working with a local agent early in the process.

Can I buy a home in Texarkana while living out of state?
Yes. Many relocating buyers use virtual tours, remote document signing, and coordinated inspections to successfully purchase before physically moving.